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One   2 One
     Rollover


     Accumulation Plan




>>
Former French president Charles De Gaulle
had said of gold, ‘it has no nationality and
is eternally and universally accepted as
the unalterable fiduciary value par
excellence'.
GOLD
                  CERTIFICATES




INVENTIVE SOLUTIONS FOR WEALTH PROTECTION
One 2 One Rollover
Physical Gold Certificate
Accumulation Plan
What if you could…
                     Have more Gold purchasing
                     power



                     Instantly take a position in gold
                     at a fraction of the cost

                     Buy now more gold than you
                     can currently fund, regardless
                     of changes in the gold price in
                     the future


                     Extend payment for the balance
                     over a 3,6, or 12 month period –
                     Interest free


                     And all that at a low minimum
                     entry level




                                                         10
What if you could…   take advantage of gold
                     price variations for gold
                     purchases

                     reduce concerns
                     regarding volatility in the
                     gold price.
                     lock-in the price for the
                     whole quantity of gold
                     you had in mind, whilst
                     paying for half of it
                     top-up at regular
                     intervals over a 3 or 6 or
                     12 month period
                                                   At maturity - the end of the contract
                     Book Now a quantity of
                     gold (100 grams, 500          term you may:
                                                                   surrender and
                     grams, 1000 grams) at                         exchange the
                     the current market                            certificate for
                     price, by making an initial                   physical gold at
                     payment of 50%                                designated precious
                                                                   metals dealers of the
                                                                   AMP international
                                                                   network, or
                                                                    convert the
                                                                    certificate into cash
                                                                    at the prevailing gold
                                                                    price, or
                                                                    keep the fully paid
                                                                    certificate for future
                                                                    action
A win-win
partnership
The One 2 One Rollover -
Physical Gold Certificate
Accumulation Plan is a very
practical way for clients
wishing to preserve and grow
their wealth in a cost-effective
and confidential way.
The One 2 One Rollover -
Physical Gold Certificate
Accumulation Plan is similar
to   conventional     savings
plans in that they are based
on the principle of putting
aside a sum of money at
regular intervals.

What makes the One 2 One
Rollover     different   from
ordinary savings plans is that
the sum of money is related
to gold purchases.

The Plan is structured in
such a way that extends
beyond the geographical
boundaries of their country of
residence.
A brand new physical
gold ownership product

The One 2 One Rollover Rollover -
Physical Gold Certificate Accumulation
Plan is the latest addition to the product
range, and caters for the retail client who
wants to accumulate gold on a regular
basis.

The One 2 One Rollover functions as a
savings gateway whereby clients invest a
certain amount of money at regular
intervals, regardless of changes in the gold
price.

The One 2 One Rollover offers clients the
opportunity to participate in an efficient and
transparent manner in the performance of
gold.
The One 2 One Rollover Rollover -
Physical Gold Certificate Accumulation
Plan allows clients to take advantage of
gold price variations for gold purchases.


Our accumulation plan also reduces
concerns regarding volatility in the gold
price, by:
• offering you the ability to lock-in the price
for the whole quantity of gold you had in
mind,
• whilst paying for half of it, and topping up
at regular intervals over a 3 or 6 or 12
month period.
The client commits to a deposit
(paying for half of the purchase
order value) and the remainder
amount       is    rolled   over
(extended) over the chosen
period of 3, 6, or 12 months.

The rollover payments over the
period of the chosen plan, are
used to buy gold at the locked-
in price agreed in the contract
term.

Once trades are settled, cash
receipts are issued to client.
A golden opportunity that will yield rich dividends in the future
Now you can book a quantity of gold
(100 grams, 500 grams, 1000 grams)
at the current market price, by making
an initial payment of 50%, and AMP
will pay for the other 50% on your
behalf, allowing you to roll over
payment of the balance over a period
of time.




                                         At maturity - the end of the contract term
                                         (3, 6 or 12 months) clients can convert
                                         the certificate into cash, or exchange it
                                         for physical gold at designated precious
                                         metals dealers of the AMP international
                                         network, or keep the gold of the fully paid
                                         certificate stored for future action.
AMP CERTIFICATE PROGRAM
                                      Value Added services




Additionally clients could take advantage of AMP Value
Added services, by pledging their gold holdings as collateral
against a loan at low interest rates, payable in gold grams.
           Low interest rates, (approx 0.66% per month - 8% per annum)
           payable in gold grams on a quarterly basis.
           This solution offers the client an immediate cash advance up
           to 80% of current value of gold holding.
… a safe, smart and profitable way of securing
your savings and plan together for your future
The One 2 One Rollover is
ideally suited for those that
wish to take a position in
gold at a fraction of the cost.

Clients are in a position to
decide the rollover period
that will bring them desired
results.

The One 2 One Rollover
offers the opportunity to
purchase small amounts of
gold over a period of 3, 6 or
12 months.

A further feature of the
product is the low minimum
entry level, of 100 grams,
which is based on an initial
purchase of 50 grams. AMP
buys the balance on your
behalf for the price agreed at
the time of contract.
Let’s say that on 1st November
2012 you decide to participate in
our One 2 One Rollover - Physical
Gold Certificate Accumulation
Plan.

You consider that the gold market
price (42.700 euro per kilogram, or
42.7 euro/gram) is good enough to
take a position in gold.

Your savings allow you to fund a
purchase of 50 grams, but if you
could, you would have bought
more at that price.
WHY OWN 50% WHEN YOU CAN
   OWN 100% AND GET FULL
 EXPOSURE TO GAINS REALIZED
  TROUGHOUT THE PERIOD OF
  YOUR ACCUMULATION PLAN?




50%      100%
The One 2 One Rollover
plan     extends    you    the
privilege to buy 100 grams
instead of 50 and lock-in the
price for the whole quantity of
gold (100 grams).
3 month accumulation plan – 100 Grams of Gold


                                                     16.6grams
                    Top-up   16.6%

               Top-up   16.6 %                       16.6grams

                                                     16.6grams
          Top-up
                   16.6%
DEPOSIT
              50%                                    50   grams




                   Extend payment of the balance     INTEREST
                                                       FREE
                    over a 3, 6 or 12 month period
So you decide to take
advantage of the One 2
One Rollover plan for a
purchase of 100 grams,
pay for 50 grams now and
extend payment of the
balance over a 3 month
period.
Transaction                                        >> DEPOSIT
                                                          >> ROLL OVER
  Process                                                         >> MAXIMIZE


                                 Initial payment
                               You pay for 50 grams
                              (45.94*50) = 2.297 euro
                                    (VAT FREE)



                                AMP issues you an
                              invoice for a purchase
                                 of 100 grams at
                                45.94 euro/gram,
                                (locked-in price)
                               for a total value of
                                   4.594 euro
        A cash receipt             (VAT FREE)
        for 2.297 euro,                                 AMP issues a
       implying that the
       balance of 2.297
                                                           Gold
          euro is still                                  Ownership
        outstanding on                                   Certificate
      interest-free credit.
Transaction                                        >> DEPOSIT
                                                         >> ROLL OVER
  Process                      Now you’re the
                                                              >> MAXIMIZE
                                 holder of an
                                  AMP Gold
                                 Ownership
                                 Certificate –
                                Face Value of
                                 100 grams.

                               Dec 2012 – 765.66

                               Jan 2013 - 765.66

                               Feb 2013 - 765.66

          You decide to roll                        AMP has issued
           over the balance                        you three additional
          over the 3 months                         cash receipts for
              to be paid in                           765.66 euro
               3 monthly                              each, for the
            installments as                            outstanding
                follows:                                 balance.

                                                       that you can
                                                     - Exchange for
               Now you’re                             physical gold
                                                             or
              the holder of
                                                      - Convert into
                                                           cash
                                                             or
                                      A              - Keep on hold
                                 FULLY PAID
                                Gold Ownership
                                  Certificate

                                 Face Value of
                                   100 grams.
(exchange – conversion – safekeeping)
                                        At maturity - the end of the 3
                                        month contract term you can:

                                        •surrender and exchange the
                                        certificate for physical gold at
                                        designated precious metals
                                        dealers of the AMP
                                        international network, or

                                        •convert the certificate into
                                        cash at the prevailing gold
                                        price, or

                                        •keep the fully paid certificate
                                        for future action.
The contract between the client and AMP Precious
Metals, states explicitly that both parties will fulfill
their respective obligations, being:

•For Amp to deliver the gold grams stated on the
certificate
•The client to pay up the outstanding balance within
the agreed extended period.

In the event of client’s inability to temporarily fulfill his
/ her obligations, AMP has certain options available.
The client could take advantage of the AMP Value
Added services, by pledging their gold holdings as
collateral against a loan at low interest rates, (approx
0.66% per month - 8% per annum) payable in gold
grams on a monthly basis for 3 month terms, or
quarterly basis for 6 month and yearly terms.
This solution offers the client an immediate cash
advance up to 80% of current value of gold holding
to bridge the gap.

In the event of client’s entire inability to fulfill his / her
obligations, AMP will at maturity - the end of the
rollover contract term – liquidate the gold holding and
deposit the proceeds (minus lock-out expenses
ranging from 0.35%-0.50% per month on outstanding
gold balance, payable in gold grams) to client bank
account, upon surrender of the issued Gold
Ownership Certificate. In that unlikely event, a sell
order and invoice will be issued.
AMP hereby provides no investment advice or offer any opinion on the
suitability of precious metals investments. This electronic brochure does not
constitute an offer to sell or a solicitation to buy. Precious metals markets are
volatile. An investment in precious metals provides no interest or yield. As
with any investment, clients should check with their financial professional
regarding suitability, tax consequences and other matters involving their own
particular financial circumstances.                                                 >>

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One 2 One Rollover

  • 1. One 2 One Rollover Accumulation Plan >>
  • 2.
  • 3. Former French president Charles De Gaulle had said of gold, ‘it has no nationality and is eternally and universally accepted as the unalterable fiduciary value par excellence'.
  • 4. GOLD CERTIFICATES INVENTIVE SOLUTIONS FOR WEALTH PROTECTION
  • 5.
  • 6.
  • 7.
  • 8.
  • 9. One 2 One Rollover Physical Gold Certificate Accumulation Plan
  • 10. What if you could… Have more Gold purchasing power Instantly take a position in gold at a fraction of the cost Buy now more gold than you can currently fund, regardless of changes in the gold price in the future Extend payment for the balance over a 3,6, or 12 month period – Interest free And all that at a low minimum entry level 10
  • 11. What if you could… take advantage of gold price variations for gold purchases reduce concerns regarding volatility in the gold price. lock-in the price for the whole quantity of gold you had in mind, whilst paying for half of it top-up at regular intervals over a 3 or 6 or 12 month period At maturity - the end of the contract Book Now a quantity of gold (100 grams, 500 term you may: surrender and grams, 1000 grams) at exchange the the current market certificate for price, by making an initial physical gold at payment of 50% designated precious metals dealers of the AMP international network, or convert the certificate into cash at the prevailing gold price, or keep the fully paid certificate for future action
  • 12. A win-win partnership The One 2 One Rollover - Physical Gold Certificate Accumulation Plan is a very practical way for clients wishing to preserve and grow their wealth in a cost-effective and confidential way.
  • 13. The One 2 One Rollover - Physical Gold Certificate Accumulation Plan is similar to conventional savings plans in that they are based on the principle of putting aside a sum of money at regular intervals. What makes the One 2 One Rollover different from ordinary savings plans is that the sum of money is related to gold purchases. The Plan is structured in such a way that extends beyond the geographical boundaries of their country of residence.
  • 14. A brand new physical gold ownership product The One 2 One Rollover Rollover - Physical Gold Certificate Accumulation Plan is the latest addition to the product range, and caters for the retail client who wants to accumulate gold on a regular basis. The One 2 One Rollover functions as a savings gateway whereby clients invest a certain amount of money at regular intervals, regardless of changes in the gold price. The One 2 One Rollover offers clients the opportunity to participate in an efficient and transparent manner in the performance of gold.
  • 15.
  • 16. The One 2 One Rollover Rollover - Physical Gold Certificate Accumulation Plan allows clients to take advantage of gold price variations for gold purchases. Our accumulation plan also reduces concerns regarding volatility in the gold price, by: • offering you the ability to lock-in the price for the whole quantity of gold you had in mind, • whilst paying for half of it, and topping up at regular intervals over a 3 or 6 or 12 month period.
  • 17. The client commits to a deposit (paying for half of the purchase order value) and the remainder amount is rolled over (extended) over the chosen period of 3, 6, or 12 months. The rollover payments over the period of the chosen plan, are used to buy gold at the locked- in price agreed in the contract term. Once trades are settled, cash receipts are issued to client.
  • 18. A golden opportunity that will yield rich dividends in the future Now you can book a quantity of gold (100 grams, 500 grams, 1000 grams) at the current market price, by making an initial payment of 50%, and AMP will pay for the other 50% on your behalf, allowing you to roll over payment of the balance over a period of time. At maturity - the end of the contract term (3, 6 or 12 months) clients can convert the certificate into cash, or exchange it for physical gold at designated precious metals dealers of the AMP international network, or keep the gold of the fully paid certificate stored for future action.
  • 19. AMP CERTIFICATE PROGRAM Value Added services Additionally clients could take advantage of AMP Value Added services, by pledging their gold holdings as collateral against a loan at low interest rates, payable in gold grams. Low interest rates, (approx 0.66% per month - 8% per annum) payable in gold grams on a quarterly basis. This solution offers the client an immediate cash advance up to 80% of current value of gold holding.
  • 20. … a safe, smart and profitable way of securing your savings and plan together for your future
  • 21. The One 2 One Rollover is ideally suited for those that wish to take a position in gold at a fraction of the cost. Clients are in a position to decide the rollover period that will bring them desired results. The One 2 One Rollover offers the opportunity to purchase small amounts of gold over a period of 3, 6 or 12 months. A further feature of the product is the low minimum entry level, of 100 grams, which is based on an initial purchase of 50 grams. AMP buys the balance on your behalf for the price agreed at the time of contract.
  • 22. Let’s say that on 1st November 2012 you decide to participate in our One 2 One Rollover - Physical Gold Certificate Accumulation Plan. You consider that the gold market price (42.700 euro per kilogram, or 42.7 euro/gram) is good enough to take a position in gold. Your savings allow you to fund a purchase of 50 grams, but if you could, you would have bought more at that price.
  • 23. WHY OWN 50% WHEN YOU CAN OWN 100% AND GET FULL EXPOSURE TO GAINS REALIZED TROUGHOUT THE PERIOD OF YOUR ACCUMULATION PLAN? 50% 100%
  • 24. The One 2 One Rollover plan extends you the privilege to buy 100 grams instead of 50 and lock-in the price for the whole quantity of gold (100 grams).
  • 25. 3 month accumulation plan – 100 Grams of Gold 16.6grams Top-up 16.6% Top-up 16.6 % 16.6grams 16.6grams Top-up 16.6% DEPOSIT 50% 50 grams Extend payment of the balance INTEREST FREE over a 3, 6 or 12 month period
  • 26. So you decide to take advantage of the One 2 One Rollover plan for a purchase of 100 grams, pay for 50 grams now and extend payment of the balance over a 3 month period.
  • 27. Transaction >> DEPOSIT >> ROLL OVER Process >> MAXIMIZE Initial payment You pay for 50 grams (45.94*50) = 2.297 euro (VAT FREE) AMP issues you an invoice for a purchase of 100 grams at 45.94 euro/gram, (locked-in price) for a total value of 4.594 euro A cash receipt (VAT FREE) for 2.297 euro, AMP issues a implying that the balance of 2.297 Gold euro is still Ownership outstanding on Certificate interest-free credit.
  • 28. Transaction >> DEPOSIT >> ROLL OVER Process Now you’re the >> MAXIMIZE holder of an AMP Gold Ownership Certificate – Face Value of 100 grams. Dec 2012 – 765.66 Jan 2013 - 765.66 Feb 2013 - 765.66 You decide to roll AMP has issued over the balance you three additional over the 3 months cash receipts for to be paid in 765.66 euro 3 monthly each, for the installments as outstanding follows: balance. that you can - Exchange for Now you’re physical gold or the holder of - Convert into cash or A - Keep on hold FULLY PAID Gold Ownership Certificate Face Value of 100 grams.
  • 29. (exchange – conversion – safekeeping) At maturity - the end of the 3 month contract term you can: •surrender and exchange the certificate for physical gold at designated precious metals dealers of the AMP international network, or •convert the certificate into cash at the prevailing gold price, or •keep the fully paid certificate for future action.
  • 30.
  • 31. The contract between the client and AMP Precious Metals, states explicitly that both parties will fulfill their respective obligations, being: •For Amp to deliver the gold grams stated on the certificate •The client to pay up the outstanding balance within the agreed extended period. In the event of client’s inability to temporarily fulfill his / her obligations, AMP has certain options available. The client could take advantage of the AMP Value Added services, by pledging their gold holdings as collateral against a loan at low interest rates, (approx 0.66% per month - 8% per annum) payable in gold grams on a monthly basis for 3 month terms, or quarterly basis for 6 month and yearly terms. This solution offers the client an immediate cash advance up to 80% of current value of gold holding to bridge the gap. In the event of client’s entire inability to fulfill his / her obligations, AMP will at maturity - the end of the rollover contract term – liquidate the gold holding and deposit the proceeds (minus lock-out expenses ranging from 0.35%-0.50% per month on outstanding gold balance, payable in gold grams) to client bank account, upon surrender of the issued Gold Ownership Certificate. In that unlikely event, a sell order and invoice will be issued.
  • 32. AMP hereby provides no investment advice or offer any opinion on the suitability of precious metals investments. This electronic brochure does not constitute an offer to sell or a solicitation to buy. Precious metals markets are volatile. An investment in precious metals provides no interest or yield. As with any investment, clients should check with their financial professional regarding suitability, tax consequences and other matters involving their own particular financial circumstances. >>