4IR - AI Blockchain Fintech IoT - Reinventing a Nation - Book by Dinis Guarda and Rais Hussin, presentation by Dinis Guarda Governments need to make sure society benefits from 4IR technological innovations and that these are led and harnessed by them, and not by big tech global titans or minimum work side by side in meaningful ways. Let now be a new dawn on this front. Let this be our joint responsibility focus and pledge for a new era and create a new drive that uses, manages and controls this powerful set of 4IR Blockchain AI Fintech IoT technologies for our good. For, by, managed and controlled by Nations cooperating with each other, and the people. Don’t fear the transformative power of 4IR change. Embrace it, use its power to your own benefit.

2. www.4IRbook.com
@DinisGuarda

3. www.4IRbook.com
@DinisGuarda

4. www.4IRbook.com
@DinisGuarda
4IR - AI Blockchain Fintech IoT
- Reinventing a Nation
- Book authors and contributors

5. About author, editor, publisher:
Dinis Guarda:
author, CEO and founder
Working /
collaborating /
advising
the likes of
Advisor:
Founder board member:
Other
Books
techabc

6. About author:
Dr. Rais Hussin:
author, CEO, strategist
Dr Rais Hussin is an avid strategist, perennial wordsmith, accountable and serial entrepreneur, and
serious policy intellectual. Dr. Rais has over 26 years of experience launching and expanding large,
complex and ultimately successful enterprise initiatives and international programs across a broad
range of technical enterprises in for-profit and non-profit environments, that includes but not
limited to, Telekom Malaysia, MCI WorldCom Malaysia, Teleglobe Canada, Axis Technologies and
Goldnet Resources.
A noted thought leader in Malaysia, Dr. Rais is a highly sought-after Writer/Columnist and
Conference Presenter. He has a passion for bringing together the best possible resources and
talents in pursuit of a prosperous, just and dynamic Malaysia.
Perhaps most notably, Dr. Rais was responsible for overseeing the preparation of the first election
manifesto to ever trigger a change of government in Malaysia.
Dr. Rais also serves as Co-Chairman of Deutsche Malaysia Ventures, which he co-founded to
promote inbound investment, technology and
execution for high-value projects in Malaysia and the exciting growth markets of the ASEAN
economic zone.
www.4IRbook.com

7. www.4IRbook.com
@DinisGuarda

8. www.4IRbook.com
@DinisGuarda

9. 4IR - AI Blockchain Fintech IoT - Reinventing a Nation -
Book content
www.4IRbook.com
@DinisGuarda

10. 4IR - AI Blockchain Fintech IoT - Reinventing a Nation -
Book content
www.4IRbook.com
@DinisGuarda

11. 4IR - AI Blockchain Fintech IoT - Reinventing a Nation -
Book Introductions
The most important question a nation has to answer is if it creates the right narrative and
value for its citizens.
Most would agree that the best value creation is about growing the economy in a
sustainable way, managing a balanced and inclusive society, making sure there are
enough jobs for its citizens, prosperity, health and education, and guiding the country
towards increased social wellbeing and stability.
This is complicated in the present world. We live in a world that is changing at a fast pace, a
pace never seen so far in human history.
We now live in a period of technology data-driven 4.0 industrial revolution - 4IR - a world
which is more interconnected and affected by technological innovation than ever before in
history.
Dinis Guarda
Rais Hussin
www.4IRbook.com
@DinisGuarda

12. 4IR - Fourth Industrial Revolution
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@DinisGuarda

13. Forefront of our digital transformation journey
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14. 4IR - Foundational Tech - Present Future
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15. New 4IR AI Blockchain Fintech IoT DNA Powered Digital World
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16. 4IR Tech Mainstream Verticals Now
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17. 4IR ID Paradigm Today
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18. 4IR DNA Tech and Tools
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19. AI Paradigm trends
Automated
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20. Blockchain Paradigm
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21. 1. Ideology:
Trust Internet Protocol -
DLT Distributed ledger tech
9. unplugging blocks -
bitcoin origins – mining
5. Smart contract
machine learning
AI DNA
6. ID ledger full
scale identity
2. Decentralised /
distributed database(s)
distributed cloud
computing blockchain
3. Cryptoeconomics /
tokeneconomics digital
commodities
4. Bitcoin / Crypto / tokens -
ICOs - funding - trading
8. Consensus
(un)breakable protocol
Value
I. Society - Governments
II. Business / Financial / Trading
III. Legal - regulatory
IV. Foundational 360 Technology
V. Policies Strategic
7. Supply chain
ledger process
Data
ID
Blockchain
ideas - myths behind
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@DinisGuarda

22. Contextualising Fintech
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23. Contextualising IoT
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24. How to create Value in AI
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25. 4IR Innovation Paradigm
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26. Global Tech Ecosystems Paradigm
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27. 4IR AI Blockchain Spectrum
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28. History of Money, Value - Past - Present Future
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29. New digital transformation DNA ID Blockchain AI Data world
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30. AI Blockchain Tech Major Ethical Concerns
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31. 4IR AI - Blockchain Major Ethical Concerns - Now
Will automation
Replace Human Workers? Will it
create a dystopian society?
Manipulation of 4IR tech to
create lack of Transparency
decision making
AI and Fake news data:
can we we believe in what we
see, read or hear?
Biased Coding Training data can
result in Biased AI systems
Pervasive Surveillance and
Security end to Privacy
4IR AI Blockchain risks and
ethical considerations if in the
hand of Malicious Users
4IR AI Attention span and
psychological - psychometric
biological, emotional gamified
consequences
4IR AI Blockchain biohacking
biological genetics manipulation
- creation of superhumans or
super monsters
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@DinisGuarda

32. New Society Value = Data (new oil) Flows - Human vs Machine
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33. How to create value in AI?
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34. How to create ethical value in AI?
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35. 4IR AI Blockchain Paradigm
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36. Blockchain supply chain
Provenance certification
Blockchain Fintech
Payments Digital assets
Token economics
Blockchain as Service BaaS
Platforms
Blockchain
P2P Business Model
Blockchain
Network Fee Charge
Blockchain
Reward systems
Blockchain Government Institutional
ID creation and Protection
Blockchain
Dapp Development
Professional services related to services
such as Dapps development
Blockchain
Software Development
Cybersecurity
Blockchain applications
Blockchain
cloud computing
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@DinisGuarda

37. How to reinvent nations, businesses
and overcome barriers to 4IR
Blockchain AI Fintech IoT adoption?
1. Increase global - national government / industry rules, best practices.
2. Urgent create government / businesses digital transformation groups - think
tanks.
3. Work on legacy systems and tech infrastructure with ease of implementation /
scale.
4. Enhance technical feasibility between old legacy tech and present 4IR tools.
5. Push regulatory advancements and expansion of consortia(s).
6. Help broaden the tech applicability to a greater use cases and industries.
7. Increase education, reskilling, requirements.
8. Create new trade transaction supply chain standards and interoperability.
9. Create a Global / national “Magna Carta For 4IR data, Blockchain, AI”
by @DinisGuarda

38. How to reinvent nations, businesses
and overcome barriers to 4IR
Blockchain AI Fintech IoT adoption? Conclusion
More than ever, what shapes and destroys worlds… are stories. As
we now enter into the second decade of the 21st century, the
biggest challenge nations are facing is how to design a new,
meaningful, and positive story for their societies. How can a
country take control of their destiny on the verge of the massive
wave of transformation being prompted by the 4IR?
The 4IR is here to stay and there is no turning back.
www.4IRbook.com
@DinisGuarda

39. How to reinvent nations, businesses
and overcome barriers to 4IR
Blockchain AI Fintech IoT adoption? Conclusion
Due to its outreach, 4IR technologies raise all kinds of concerns, but actually, with
proper guidance, these can be used to create a better life for all, including new and
more meaningful jobs, reskilling of the workforce, better health and education, and
smarter and greener cities. What is more, it can contribute to a more sustainable
and circular economy, and ultimately, a future society where more well-being is
possible to all citizens; regardless of age, ethnicity, and class. Countries then are in
urgent need of developing a powerful narrative around adopting technology not as
a fashion, but as a default setting that enables them to create a more inclusive and
caring society for all.
www.4IRbook.com
@DinisGuarda

40. 1. Set clear goals: national efforts between all institutions, government organisations, universities,
schools, financial institutions, and bigger projects such as Tech city initiatives must not be
technology-centred but citizen-society-centred.
2. Build the foundation and ecosystem: tech city ecosystems benefit from a sum of players and all
social-economic players need to be involved - open between government (public services) and private
sector, using data to attract the best global talent and organisations and work as much as possible with
the local community.
3. Retain investments - invest in local and attract global: The implementation of initiatives should engage
local players, education and service providers to develop local tech city capabilities within the
ecosystem.
4. Education / reskilling attract and retain local and global talent: develop an ambitious program of
education that strengthens the Industry 4.0 required talent pool, with an emphasis to fill the gap in data
science and blockchain, AI, fintech foundational technologies that are transforming the world like never
before.
5. Define clusters that can match the country and social needs: build a program that focuses on the
short, middle, long term needs of the country and explores best ways to create jobs and relationships
between all social players from government, to universities and public-private sector in a local-global
context.
How to reinvent nations, businesses
and overcome barriers to 4IR
Blockchain AI Fintech IoT adoption? Conclusion
www.4IRbook.com
@DinisGuarda

41. How to reinvent nations, businesses
and overcome barriers to 4IR
Blockchain AI Fintech IoT adoption?
Conclusion
Governments need to make sure society benefits from technological
innovations and that these are led and harnessed by them, and not by
big tech global titans or minimum work side by side in meaningful
ways.
Let now be a new dawn on this front. Let this be our joint responsibility
focus and pledge for a new era and create a new drive that uses,
manages and controls this powerful set of technologies for our good.
For, by, managed and controlled by Nations cooperating with each
other, and the people.
Don’t fear the transformative power of change.
Embrace it, use its power to your own benefit.
www.4IRbook.com
@DinisGuarda