This presentation forms a base for the webinar conducted by Infnity Finserv Pvt Ltd on Asset Allocation and good investing strategies

1. Asset
Allocation
Debt, Equity, Gold or Real
Estate ??

2. Definition of
“Asset
Allocation”
• Asset allocation is an investment strategy that aims to
balance risk and reward by apportioning a
portfolio's assets according to an individual's goals, risk
tolerance, and investment horizon

4. Ultimately the Score matters

5. Concept of Asset Allocation
(example of Rs 100)
Asset Amt ROI% Factor
Equity 65 15% 9.75
Debt 25 8% 2
Gold 10 5% 0.5
Annual Total Return 12.25%
Smart Allocation

6. Concept of Asset Allocation
(example of Rs 100)
Allocation error
Asset Amt ROI% Factor
Equity 10 15% 1.5
Debt 25 8% 2
Gold 65 5% 3.25
Annual Total Return 6.75%

7. Concept of Asset Allocation
(example of Rs 100)
Equal ratio allocation
Asset Amt ROI% Factor
Equity 33 15% 4.95
Debt 33 8% 2.64
Gold 33 5% 1.65
Annual Total Return 9.24%

8. Concept of Asset Allocation
(example of Rs 100)
Equal ratio allocation
Asset Amt ROI% Factor
Equity 33 0% 0
Debt 33 8% 2.64
Gold 33 5% 1.65
Annual Total Return 4.29%

9. What is the basic human behavior which stops us
from Asset Allocation ?
• People love it during the falling market but hate it during rising market
• We have a very basic nature of shifting to faster queue

10. We tend to choose
the faster lane

11. What is the right
way to go for
Asset Allocation ?

12. Advantage of
going through
Mutual Funds
!
• No switching charges
• No taxation on short term sale or switch
• Can have tax efficient returns

13. Type of Asset
Allocation
funds
• Based upon Style
• Dynamic Asset Allocation
• Fixed Asset Allocation
• Based Upon Taxation
• More than 65% Equity plus Arbitrage
plus Equity Derivatives
• Less than 65% Equity plus Arbitrage plus
Equity Derivatives

14. Customer
vs fund
• Those who are confident about Asset
Classification and is looking for a positive
return scenario with few good years
• Will choose Fixed Asset Allocation or
Equity Savings Fund or Debt Hybrid
Funds
• Those who believes in Asset Allocation but
wish to adopt some formula and strategy to
be with the asset Class always
• Will choose Dynamic Asset Allocation or
Balanced Advantage Fund or Equity
Hybrid Fund

15. Lets watch the
category

16. What’s the trick of A(sset) Allocation ?
In school Exams
Focus on top 3 subject to
have higher average score
In Real Estate
Invest in different location
according to weather,
seismic scale and population
Invest in Residential, raw,
agri etc
In Stocks
Diversify and try to remain
in top 3 to 5 focused sector
– year after year
In Business
Do different type of
business which are not
going to go up or rise
together

17. The trick is ….
• Non co related allocation

18. Asset Allocation fund should have an
unique proposition as a Multi Asset Fund :
• Gold
• Equity
• Fixed Income

19. Asset Allocation fund should have an
unique proposition as a Multi Asset Fund :
• Gold ( ETF, FOF)
• Equity
• Fixed Income

20. Asset Allocation fund should have an
unique proposition as a Multi Asset Fund :
• Gold ( ETF, FOF)
• Equity
• Domestic ( Large, Midcap , Multicap etc)
• International ( NASDAQ, S&P etc)
• Fixed Income

21. Asset Allocation fund should have an
unique proposition as a Multi Asset Fund :
• Gold ( ETF, FOF)
• Equity
• Domestic ( Large, Midcap , Multicap etc)
• International ( NASDAQ, S&P etc)
• Fixed Income
• Bonds
• Debetures
• Debt Funds
• Gilt
• Income

22. Motilal Oswal
is coming out
with this NFO :
“Multi Asset
Fund"
Gold (ETF)
International Equity (S&P500 Index)
Domestic Equity (Large Cap)
Fixed Income (Gsec or quasi Gsec)

24. Ultimately the Score matters

27. How to invest Online in this Scheme ?
1
Option 1 : Ask for our Online
investment link
2
Option 2 : Invest through our
Website
3
Option 3 : Invest through our
Mobile App

31. Investment Starts on 15th July ‘20
• Call us at : 9307218766 for any help
• E Mail us at : help@infirupee.com