Are you Paying too Much for your Classic Car Insurance?

•

17 recomendaciones•135,167 vistas

If you are covering your antique or classic car under a regular insurance policy, you may be paying too much. Most people don’t use their antique cars every day and so are better off getting a policy which is geared towards an antique car and which costs them a lot less.

Motor

If you cover a classic or antique car with a regular insurance policy, you may be wasting cash.
USAInsuranceBuzz.com

It makes far more sense to find a specialist such as:
•American Collectors Insurance
•HagertyInsurance
•Grundy Insurance.
USAInsuranceBuzz.com

Insurance companies make the distinction between old, classicand antiquecars.
USAInsuranceBuzz.com

Classiccars are between 15 and 30 years old and something of special worth to a collector.
USAInsuranceBuzz.com

Antique cars are over 30 years old, have historic plates and can only be driven as part of a show.
USAInsuranceBuzz.com

There are three types of insurance policy for an antique or classic car:
•Actual cash value(ACV)
•Agreed value(AV)
•Stated value(SV).
USAInsuranceBuzz.com

With an actual cash valuepolicy, the value is set to match that of the car at the time of being insured. (This value decreases with time.)
USAInsuranceBuzz.com

With the stated valuepolicy, the insurance pays either the cost of the damage to the vehicle or the ACV (whichever is the lower).
USAInsuranceBuzz.com

With the agreed valuepolicy (the best of the three), you are guaranteed the sum agreed on the current agreed valuation certificate.
USAInsuranceBuzz.com

The valuation process includes the car becoming officially recorded with a list other cars that are considered to be under that same value bracket.
USAInsuranceBuzz.com

To select a suitable appraiser, you can contact the American Society of Appraisers.
USAInsuranceBuzz.com

The appraiser checks the vehicle thoroughly before producing a detailed report.
USAInsuranceBuzz.com

In addition to the valuation certificate, the insurance company will need to know the make, color, model, body style, year, engine numberand vehicle identification number(or VIN).
USAInsuranceBuzz.com

Insuring your classic or antique car with a specialist is the best way of addressing all the concerns you have about your vehicle.
USAInsuranceBuzz.com

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2. If you cover a classic or antique car with a regular insurance policy, you may be wasting cash. USAInsuranceBuzz.com

3. It makes far more sense to find a specialist such as: •American Collectors Insurance •HagertyInsurance •Grundy Insurance. USAInsuranceBuzz.com

4. Insurance companies make the distinction between old, classicand antiquecars. USAInsuranceBuzz.com

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9. With the stated valuepolicy, the insurance pays either the cost of the damage to the vehicle or the ACV (whichever is the lower). USAInsuranceBuzz.com

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11. The valuation process includes the car becoming officially recorded with a list other cars that are considered to be under that same value bracket. USAInsuranceBuzz.com

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14. In addition to the valuation certificate, the insurance company will need to know the make, color, model, body style, year, engine numberand vehicle identification number(or VIN). USAInsuranceBuzz.com

15. Insuring your classic or antique car with a specialist is the best way of addressing all the concerns you have about your vehicle. USAInsuranceBuzz.com

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