Digital Finance Institute - Advancing digital finance innovation, transparency & inclusion. The DFI is a not-for-profit digital finance think tank, based in Vancouver BC. The DFI represents the strategic link in digital finance between industry, academia, financial regulators and policy makers to promote sector vibrancy, resiliency and integrity through leading advocacy, research and education. The DFI promotes dialogue and initiatives to support economic growth, skills development and job creation through digital finance innovation, transparency and inclusion across industry and public sectors in developed and emerging markets

1. ADVANCING DIGITAL
FINANCE INNOVATION,
TRANSPARENCY AND
INCLUSION
DFI
Digital Finance Institute
www.digifin.org

2. • The DFI is a not-for-profit digital finance think tank,
based in Vancouver BC.
• The DFI represents the strategic link in digital finance
between industry, academia, financial regulators and
policy makers to promote sector vibrancy, resiliency and
integrity through leading advocacy, research and
education.
• The DFI promotes dialogue and initiatives to support
economic growth, skills development and job creation
through digital finance innovation, transparency and
inclusion across industry and public sectors in
developed and emerging markets.
DFI
Mission
www.digifin.org

3. Digital banking
- Branchless banking
- Micropayments
Cryptocurrency
protocols
- Digital tokens
- Smart
contracts
Internet of
value exchange
- Mobile
commerce
- Tokenization
The globalization of finance
convergence
www.digifin.org

4. Digital Value Exchange
www.digifin.org
Producers /
Creator(s)
Distributed
Autonomous Trading
Zones (DATZ)
Users /
Consumer(s)
Co-creation of value:
The production and
interexchange of digital
goods and services e.g.
content creation (music,
artwork, books, design);
smart contracts; share
certificates; legal;
accounting; machine-to-
machine trading; peer-to-
peer lending, crowdfunding;
gifting; resource, knowledge
and skills sharing; etc.
Interexchange of value.
Storage & Distribution of
Value:
Distributed autonomous
trading zones for digital
storage of value e.g.
distributors; exchanges;
market makers, smart
contracts; tokens;
altcurrencies; loyalty
schemes; promotions etc.
Activities, transactions
and usage recorded/
stored in distributed
ledgers (blockchains).
Access to value:
Contemporaneous users,
consumers, aggregators,
marketspaces, resellers,
licensees, merchants,
agents and promoters of
digital goods and services.
The ‘internet of things’
meets the ‘internet of
value exchange’.

5. Emerging fintech ecosystem
Emerging
digital
currency
technologies &
innovations
Established
financial
institutions &
markets
www.digifin.org

6. Emerging
fintech
technologies &
innovations
Established
institutions
& markets
DFI
Emerging
Disruptive
Access
Trust
Legacy
Status Quo
CONVERGENCE:
A bridge between two worlds
www.digifin.org
The DFI bridges both worlds through exploratory dialogues and
collaborative action research to co-create sustainable futures

7. Innovation
• Dialogue “platforms”
and events (e.g.
Mont Fleur scenarios)
• Think tanks and
experiential
collaboratories
• Emerging trends
analysis in digital
finance platforms
• Surveys, R&D &
Knowledge sharing
• Convergence &
Integration
collaboration
opportunities
Transparency
• Regulatory bodies:
Country-specific and
global regulatory
climate
• Authorities: AML, Fraud
prevention, KYC & Anti-
terrorism next practice
• Service providers:
Governance, Risk &
Compliance reporting &
monitoring
• Merchant / Consumer:
Education; Security &
Identity protection
Inclusion
• Bottom of the pyramid:
Serving the unbanked
& financially excluded
Social innovation
• Leveraging the
collaborative / sharing
economy for
sustainable futures
• Fintech leadership and
education
• Women in digital
finance
• ‘Safe harbor’ for
investors &
entrepreneurs
DFI
Focus Areas
www.digifin.org

8. DFI
Innovation
• Support globally is growing for digital finance
ecosystem startups, entrepreneurs, and
investor communities that are
– integrating distributed digital banking, mobile
transactions and cryptocurrency technologies
and delivery platforms; to support
– participation in the emerging digital economy
market areas such as microfinance, peer-to-peer
lending, diaspora remittances, socially &
environmentally motivated initiatives, etc.
www.digifin.org

9. • Transparent processes lead to trust and increase the
bandwidth of value exchange. As with digital
marketplaces that constitute the share economy,
success hinges not on simply providing a service but on
the quality of the experience. And, most importantly, is it
affordable, secure and accessible?
• There needs to be broader involvement and greater
international collaboration around standardized and
balanced regulation over digital finance, and related
technology issues; and the monitoring of regulatory
performance and reform for effective consumer and
investor protection.
DFI
Transparency
www.digifin.org

10. • Financial inclusion is a key driver of a future sustainable global
society with fair and equitable access to resources, wealth, value
exchange and affordable and relevant financial services. The
availability of banking and payment services to the entire population
without discrimination should be the prime objective of any financial
inclusion public policy.
• The development of innovative solutions is required to solve the
problems of financial inclusion; to support sustainable economic
growth; and to advocate for greater participation of women and
excluded communities in financial technology and the digital
economy.
DFI
Inclusion
www.digifin.org

11. The DFI is seeking partnerships and resources to support the following
initiatives:
• Women in digital finance & ICT (creating role models, incentivize through
bursaries, and supporting grassroots community initiatives).
• Digital finance literacy (outreach through eLearning & MOOC/eLearning
applications, and community based programs).
• Financial inclusion for the unbanked/underserved (exploring and
extending alternative financing innovations and complementary
cryptocurrency, mobile commerce and digital banking platform
integrations).
• Selection and custodianship, regulatory support and resourcing of
sustainable digital finance solutions to address the needs of the
unbanked and informal sectors at the ‘bottom of the pyramid’.
DFI
Initiatives
www.digifin.org

12. • To support training and education in digital finance
literacy, access and applications of the latest
innovations entering the market thanks to the
convergence of digital finance platforms.
• Aimed at unbanked and underserved communities, and
to support financial inclusion efforts.
• Key outcomes: To promote supportive regulatory
regimes; skills development and user education;
related economic growth, job creation and digital
literacy; and increase the role of women in fintech.
DFI
Digital Finance
Literacy Project
www.digifin.org

13. • The deployment of distributed payment networks to support
diaspora remittances, foreign aid distribution, refugee and health
crises and disaster relief efforts, climate action efforts, unbanked
and underserved communities, etc.
• This project will research the latest financial technology innovations
and assess and support potential solutions for the respective target
audiences and interventions.
• Key outcomes: Promoting supportive regulatory regimes and
investments. Providing access to affordable and secure
financial services; community engagement; skills development
and user education. Promoting economic growth, job creation
and the increased participation of women in fintech.
DFI
Distributed Payment
Networks Project
www.digifin.org

14. DFI
Future of Capitalism:
THNK collaboration
www.digifin.org
VANCOUVER:
MAKE THE
FUTURE
2015

15. DFI
Future of capitalism:
THNK collaboration
www.digifin.org
CREATIVE
LEADERSHIP
PROGRAM
2015

16. Manie Eagar
Co-founder & Chairman
+1 (604) 992-1124
manie@digifin.org
www.digifin.org
DFI
Contact
www.digifin.org