Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we were joined by Kaeli Conforti- Digital Editor at Budget Travel, and Kristin Wong- writer for Lifehacker and Two Cents and Founder of the Brokepedia. We discussed budget-friendly tips for planning a summer vacation. We were also joined by several influencers in the personal finance and travel community. This deck features tips from: @BudgetTravel, @Brokepedia, @SFCUNews, @HerOwnNet, @LeslieHTayneEsq, @emergebenefit, @MikeDelgado, @credit_gurl, @daviladamian, @UrMoneyMentor, @Rod_Griffin, @TaitiaElliott, and @thegaytraveler
1. Fun & Frugal Summer Vacation Ideas
#CreditChat
Wednesdays | 3 p.m. ET
Featuring: @Brokepedia and @BudgetTravel
2. Join our #CreditChat every Wednesday at 3 p.m. ET.
This week, we talked about budget-friendly summer vacations.
ex.pn/frugal-summer
3. #CreditChat
Wednesdays | 3 p.m. ET
What are the benefits of planning ahead when
budgeting for a vacation?
4. Budgeting ahead of time gives you a
ballpark idea of how much you’ll be
spending so there aren’t too many
surprises.
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Wednesdays | 3 p.m. ET
Budget Travel
@BudgetTravel
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5. Wednesdays | 3 p.m. ET
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The earlier you book, (usually) the
better deal you get. You also have
more time to hunt for the best price.
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Southeast Financial
@SFCUNews
6. Wednesdays | 3 p.m. ET
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I’m pretty well-convinced that
pre-planning is the route to save
money on everything.
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HerOwn.Net
@HerOwnNet
7. #CreditChat
Wednesdays | 3 p.m. ET
What should a vacation budget factor in? Any
unexpected costs you can think of?
8. ALWAYS take fun-money into
account when setting up a budget.“
Wednesdays | 3 p.m. ET
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Leslie H. Tayne, Esq
@LeslieHTayneEsq
9. Opt for public transportation
(bus/metro) vs. cabs, which can really
add up. Plus, you get to see how
locals get around.
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Wednesdays | 3 p.m. ET
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Budget Travel
@BudgetTravel
10. Wednesdays | 3 p.m. ET
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Budget for spontaneity. An
unexpected night out, a gotta-have-it
souvenir - whatever!
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Emerge
@emergebenefit
12. We save money on vacations by
traveling with friends - and staying in
the same room or house.
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Wednesdays | 3 p.m. ET
Mike Delgado
@mikedelgado
#CreditChat
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13. I try to schedule my vacations
around conferences. Free airfare and
discounted hotels.
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Wednesdays | 3 p.m. ET
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HerOwn.Net
@HerOwnNet
14. Huge fan of Airbnb. Just did a trip to
Madrid and spent $67 a night to stay
at a nice apt. in the center of the
city. Love it!
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Wednesdays | 3 p.m. ET
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Budget Travel
@BudgetTravel
15. If you feel like you can handle it and
know the rewards will outweigh the
yearly fee, travel rewards can be a
huge help.
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Wednesdays | 3 p.m. ET
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Leslie H. Tayne, Esq
@LeslieHTayneEsq
17. “
Wednesdays | 3 p.m. ET
Brokepedia!
@Brokepedia
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A while back, Cheap Air reported
flights are cheapest 54 days
before departure. I’ve found this
to be pretty accurate.
”
~
18. Follow your favorite airlines/hotels
on social media (esp. Twitter) for
flash sales. We also see a lot of
mobile-only deals.
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Wednesdays | 3 p.m. ET
Budget Travel
@BudgetTravel
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”
19. Hopper and Hipmunk are great
tools for cheap flights.
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Wednesdays | 3 p.m. ET
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Credit Gurl
@credit_gurl
20. I accumulate a lot of air miles
throughout the year through
restaurant reward programs. You can
get up to 5 miles per $1 spent.
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Wednesdays | 3 p.m. ET
#CreditChatDamian Davila
@daviladamian
”
21. #CreditChat
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What are some budget-friendly vacation tips for
millennials traveling with a loved one or friends?
22. Give hostels a chance. Especially
if you’re in a group and can rent out
the entire room for $25-$35 per
person. Super fun!
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Wednesdays | 3 p.m. ET
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Budget Travel
@BudgetTravel
23. Plan for expenses as a team and
allow everyone to be responsible for
a portion of the trip.
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Wednesdays | 3 p.m. ET
Alexandria Cummings
@UrMoneyMentor
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”
24. Aim for a rental with a kitchen. You
can save big by opting to cook and
stay in some nights.
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Wednesdays | 3 p.m. ET
#CreditChatLeslie H. Tayne, Esq
@LeslieHTayneEsq
”
26. It’s summer road trip season! Get
out there and explore our amazing
National Parks, State Parks and
National Monuments.
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Wednesdays | 3 p.m. ET
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Budget Travel
@BudgetTravel
27. Have a ‘Staycation’. Stay at home,
take day trips to museums, festivals
events and spend time with your
family.
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Wednesdays | 3 p.m. ET
Rod Griffin
@Rod_Griffin
#CreditChat
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29. Set up alerts on online banking and
credit cards so you know
immediately if there is
unauthorized use.
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Wednesdays | 3 p.m. ET
Taitia L. Elliott
@TaitiaElliott
#CreditChat
”
30. Use prepaid cards so thieves can’t get
to your bank accounts. Keep the
cancellation number handy just in
case.
Wednesdays | 3 p.m. ET
Southeast Financial
@SFCUNews
#CreditChat
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”
31. “
Wednesdays | 3 p.m. ET
Brokepedia!
@Brokepedia
#CreditChat
I travel with as few cards as
possible. Before leaving, I make a
list of everything in my wallet,
along with bank phone numbers.
”
32. Only carry the documents you need:
passport, credit card. Cash is no
longer king when traveling.
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Wednesdays | 3 p.m. ET
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Rod Griffin
@Rod_Griffin
33. Don’t forget to notify your financial
institution about your traveling,
especially when abroad.
Funds frozen= never fun.
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Wednesdays | 3 p.m. ET
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Damian Davila
@daviladamian
34. #CreditChat
Wednesdays | 3 p.m. ET
What are your final tips for someone planning
a fun and frugal summer vacation?
35. Take lots of photos -- they are the
best (and cheapest) souvenirs.
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Wednesdays | 3 p.m. ET
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Troy Petenbrink
@thegaytraveler
36. Wednesdays | 3 p.m. ET
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Be okay with things not going
according to plan. Vacation is a time
to relax and flexibility definitely
helps with that.
“
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Leslie H. Tayne, Esq
@LeslieHTayneEsq
37. Vacations are about memories, not
souvenirs. You don’t have to spend a
fortune to gain priceless memories.
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Wednesdays | 3 p.m. ET
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Rod Griffin
@Rod_Griffin
38. Travel sites mentioned for flights, hotel and
transportation:
● Airbnb
● Hopper
● The Hipmunk
● Travelocity
● Trivago
● Hotel Tonight
● Priceline
● Airfarewatchdog
● Booking.com
● Roomer
Source: Credit Chat Guests
39. Check out videos, podcasts, and list of upcoming chats:
experian.com/creditchat